Self Employed

UK Umbrella Company Explained: How It Works

A UK umbrella company employs contractors as PAYE staff and handles all tax, NI, holiday pay and employer NI deductions. The contractor receives net pay similar to a permanent employee. This guide covers how umbrellas work, the margins, and choosing one.

16 Jun 2026 · 7 min read

UK Trading Allowance Explained: The GBP 1000 Side Hustle Threshold

The UK trading allowance gives GBP 1,000 of self-employed income free of tax and the need to register. This guide covers what counts as trading income, when to use the allowance versus actual expenses, and the property allowance.

16 Jun 2026 · 7 min read

UK Side Hustle Tax Rules: When to Declare

UK side hustle income above the GBP 1,000 trading allowance must be declared on Self-Assessment. Online platforms report to HMRC from January 2024. This guide covers when to register, common side hustles, and the tax treatment.

16 Jun 2026 · 7 min read

UK Self-Employed Statutory Rights: What You Lose

UK self-employed do not get employee rights: no Statutory Sick Pay, no Statutory Maternity Pay (Maternity Allowance is the alternative), no paid holiday, no pension auto-enrolment, no unfair dismissal protection. This guide lists what is lost and the alternatives.

16 Jun 2026 · 6 min read

UK Self-Assessment Payments on Account Explained

UK Self-Assessment payments on account are pre-payments of next year's tax, 50% each on 31 January and 31 July, applying where prior bill exceeded GBP 1,000 and less than 80% was collected at source. This guide covers calculation, reduction, and managing cash flow.

16 Jun 2026 · 7 min read

UK Self-Employed Maternity Allowance Explained

UK self-employed mothers can claim Maternity Allowance at GBP 184.03/week (2024/25) for up to 39 weeks. Eligibility: 26 weeks of self-employment in the 66 weeks before the baby's due date. This guide covers eligibility, claim process, and tax treatment.

16 Jun 2026 · 7 min read

UK Self-Employed: The Complete Tax and Money Guide

UK self-employed sole traders register with HMRC by 5 October following the tax year of starting, file Self-Assessment, pay Class 4 NI at 6%/2%, and follow CIS or VAT rules where applicable. MTD ITSA from April 2026 changes the filing rhythm. This guide covers each step.

16 Jun 2026 · 10 min read

UK Construction Industry Scheme (CIS) Explained

UK Construction Industry Scheme deducts tax from payments to subcontractors: 20% for verified, 30% for unverified, 0% for gross-payment status. Deductions offset against year-end tax. This guide covers registration, verification, and the gross payment route.

16 Jun 2026 · 7 min read

UK IR35 Rules Explained: Inside vs Outside

UK IR35 determines whether a contractor providing services through an intermediary should be taxed as deemed employed. Chapter 8 (intermediaries) and Chapter 10 (off-payroll) apply different routes. The status determination examines control, substitution and mutuality.

16 Jun 2026 · 9 min read

UK Freelancer Getting Paid from Abroad: Tax Treatment

UK freelancers paid from abroad are taxable on the worldwide income on the arising basis since April 2025. Foreign tax credits apply under double tax agreements. This guide covers tax treatment, payment routes (Wise, PayPal, bank), and VAT on B2B services.

16 Jun 2026 · 7 min read

UK Contractor Take-Home: How to Calculate

UK contractor take-home depends on day rate, working days, IR35 status, structure, and pension/expense decisions. This guide walks through the calculation for PSC outside IR35 and umbrella inside IR35, with worked examples at three rates.

16 Jun 2026 · 10 min read

UK Contractor Mileage Claims Through Company

UK contractors can claim 45p per mile for the first 10,000 business miles and 25p above through their PSC. The mileage covers all running costs. Travel to a permanent workplace (24-month rule) is not deductible. This guide covers the process.

16 Jun 2026 · 7 min read

UK Contractor Finance: The Complete Guide

UK contractors operate through limited companies (Personal Service Companies), umbrella companies, or as sole traders. IR35 status determines tax treatment. This guide covers the structures, the tax position, and the operational essentials.

16 Jun 2026 · 10 min read

UK Contractor Expense Rules: What's Allowable

UK contractor expenses through a PSC must be wholly, exclusively and necessarily for the business under section 34 ITTOIA 2005 (sole traders) or section 1298 CTA 2009 (companies). This guide covers allowable categories, mileage rules, and home office.

16 Jun 2026 · 7 min read

UK Contractor Dividend Tax: Rates and Thresholds

UK contractor dividends are taxed at 8.75%/33.75%/39.35% above the GBP 500 dividend allowance. Director-shareholders pay personal tax on dividends extracted from the limited company. This guide covers the calculation, stacking with salary, and planning.

16 Jun 2026 · 10 min read

UK Contractor Corporation Tax Basics

UK PSC contractors pay corporation tax at 19% on profits up to GBP 50,000, 25% above GBP 250,000, marginal between. Filed 12 months after year-end; paid 9 months after. This guide covers the calculation, deductions, and key dates.

16 Jun 2026 · 7 min read

Dorset Highways Contractor Resource (Top up labour) Framework — Dorset Council | Bidding Guide 2026

This UK government tender from Dorset Council has been published on Find a Tender Service. The contract covers dorset highways contractor resource

11 May 2026 · 1 min read

Vehicle Body Repair Contractor — Southampton City Council | Bidding Guide 2026

This UK government tender from Southampton City Council has been published on Find a Tender Service. The contract covers vehicle body repair

24 May 2026 · 1 min read

Provision of Contractor Services — Bromford Flagship LiveWest Limited | Bidding Guide 2026

This UK government tender from Bromford Flagship LiveWest Limited has been published on Find a Tender Service. The contract covers provision of

11 May 2026 · 1 min read

Greenwich Builds, Phase 2, Years 2 and 3, Batch 1 Contractor — Royal Borough of Greenwich | Bidding Guide 2026

This UK government tender from Royal Borough of Greenwich has been published on Find a Tender Service. The contract covers greenwich builds,

11 May 2026 · 1 min read

Westwick Row - Main Contractor Design & Construction Works — The Crown Estate | Bidding Guide 2026

This UK government tender from The Crown Estate has been published on Find a Tender Service. The contract covers westwick row - main

11 May 2026 · 1 min read

Provision of Contractor Services — Bromford Flagship LiveWest Limited | Bidding Guide 2026

This UK government tender from Bromford Flagship LiveWest Limited has been published on Find a Tender Service. The contract covers provision of

11 May 2026 · 1 min read

COV - John Shelton Primary ERP - Principal Contractor — Coventry City Council | Bidding Guide 2026

This UK government tender from Coventry City Council has been published on Find a Tender Service. The contract covers cov - john shelton

11 May 2026 · 1 min read

Stourbridge Main Contractor — GREENSQUAREACCORD LIMITED | Bidding Guide 2026

This UK government tender from GREENSQUAREACCORD LIMITED has been published on Find a Tender Service. The contract covers stourbridge main contractor under

11 May 2026 · 1 min read

Clent Way Main Contractor — GREENSQUAREACCORD LIMITED | Bidding Guide 2026

This UK government tender from GREENSQUAREACCORD LIMITED has been published on Find a Tender Service. The contract covers clent way main contractor

11 May 2026 · 1 min read

Subcontractor Services Framework Agreement — Scottish Borders Council | Bidding Guide 2026

This UK government tender from Scottish Borders Council has been published on Find a Tender Service. The contract covers subcontractor services framework

11 May 2026 · 1 min read