UK Independent. Sourced. Primary. · Est. 2024

Bennett Christmas Insurance Brokers Ltd | Insurance Brokers | Harrogate | Est. 2005

Bennett Christmas Insurance Brokers Ltd is a insurance brokers registered in Harrogate, established 2005. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Bennett Christmas Insurance Brokers Ltd

Insurance Brokers · Harrogate, Rest of UK · Est. 2005

21 years
Active Trading
Active
CH Status
05402688
Company No
2024
Accounts to

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Company Registration Details

Registered company nameBennett Christmas Insurance Brokers Ltd
Companies House number05402688 →
Company typePrivate Limited Company (Ltd)
Registered address2nd Floor The Hamlet, HG2 8RE
City / RegionHarrogate, Rest of UK
Date incorporated2005
Years trading21 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Bennett Christmas Insurance Brokers Ltd

Founded in 2005, Bennett Christmas Insurance Brokers Ltd has been active for 21 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 57 insurance brokers listed in the UK on this index of 639 UK firms in the category.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Ask what happens when a claim is declined; the answer reveals the depth of the service.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

Other Insurance Brokers in Harrogate

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Finch Commercial Insurance Brokers LtdHarrogate · Est. 2001View →
Johnstone Insurance Brokers LimitedHarrogate · Est. 2006View →
Frank Pickles (Insurance Brokers) LimitedHarrogate · Est. 1960View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Bennett Christmas Insurance Brokers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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