Binfield Insurance Brokers Ltd

Insurance Brokers · Teignmouth, Torquay · Est. 2000

26 years

Active Trading

Active

CH Status

04107395

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Binfield Insurance Brokers Ltd
Companies House number	04107395 →
Company type	Private Limited Company (Ltd)
Registered address	5-7 Pellew Arcade Teign Street, TQ14 8EB
City / Region	Teignmouth, Torquay
Date incorporated	2000
Years trading	26 years
CH status	Active
Specialism	Recorded activity: 66220 (activities of insurance agents and brokers)
Index status	Claim this listing →

About Binfield Insurance Brokers Ltd

Established in 2000, Binfield Insurance Brokers Ltd has over 26 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Torquay accounts for 2 of the 639 insurance brokers tracked on this index.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. The value in commercial broking lies in market access, wording negotiation and claims handling.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Establish who handles a claim, in-house team or insurer direct, before placing the business.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.

Do I need to use an FCA-regulated insurance broker?

Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.

How are insurance brokers paid?

Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.

What should I bring to a first meeting with an insurance broker?

Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.

Can an insurance broker help me if my claim is rejected?

A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Binfield Insurance Brokers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Binfield Insurance Brokers Ltd | Insurance Brokers | Teignmouth | Est. 2000