UK Independent. Sourced. Primary. · Est. 2024

Breathe Insurance Brokers Ltd | Insurance Brokers | Chatham | Est. 2011

Breathe Insurance Brokers Ltd is a insurance brokers registered in Chatham, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Breathe Insurance Brokers Ltd

Insurance Brokers · Chatham, Maidstone · Est. 2011

15 years
Active Trading
Active
CH Status
1,183
Monthly Views
7
Enquiries

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Company Registration Details

Registered company nameBreathe Insurance Brokers Ltd
Companies House number07818006 →
Company typePrivate Limited Company (Ltd)
Registered addressInnovation Centre Medway Maidstone Road, ME5 9FD
City / RegionChatham, Maidstone
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Breathe Insurance Brokers Ltd

Founded in 2011, Breathe Insurance Brokers Ltd has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 6 of them in Maidstone.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Match the firm to the risk: personal lines, SME packages and specialist commercial risks are distinct disciplines. Claims handling arrangements are worth probing early: they differ widely between firms.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

Other Insurance Brokers in Chatham

Invicta Insurance Brokers LimitedChatham · Est. 2003View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Breathe Insurance Brokers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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