UK Independent. Sourced. Primary. · Est. 2024

Brian Thornhill & Son Insurance Brokers Limited | Insurance Brokers | Mirfield | Est. 2014

Brian Thornhill & Son Insurance Brokers Limited is a insurance brokers registered in Mirfield, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Brian Thornhill & Son Insurance Brokers Limited

Insurance Brokers · Mirfield, Wakefield · Est. 2014

12 years
Active Trading
Active
CH Status
08878096
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBrian Thornhill & Son Insurance Brokers Limited
Companies House number08878096 →
Company typePrivate Limited Company (Ltd)
Registered address334 Huddersfield Road, WF14 9DQ
City / RegionMirfield, Wakefield
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Brian Thornhill & Son Insurance Brokers Limited

Founded in 2014, Brian Thornhill & Son Insurance Brokers Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Wakefield accounts for 6 of the 639 insurance brokers tracked on this index.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Brian Thornhill & Son Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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