UK Independent. Sourced. Primary. · Est. 2024

Carl Helme Insurance Brokers Limited | Insurance Brokers | Manchester | Est. 2014

Carl Helme Insurance Brokers Limited is a insurance brokers registered in Manchester, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Carl Helme Insurance Brokers Limited

Insurance Brokers · Manchester · Est. 2014

12 years
Active Trading
Active
CH Status
1,039
Monthly Views
3
Enquiries

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Company Registration Details

Registered company nameCarl Helme Insurance Brokers Limited
Companies House number09359339 →
Company typePrivate Limited Company (Ltd)
Registered addressBlack Horse Chambers 231 Elliott Street Tyldesley, M29 8DG
City / RegionManchester
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Carl Helme Insurance Brokers Limited

Founded in 2014, Carl Helme Insurance Brokers Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 17 of them in Manchester.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Carl Helme Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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