UK Independent. Sourced. Primary. · Est. 2024

Carlton-Sturman (Insurance Brokers) Limited | Insurance Brokers | Cleveland | Est. 1975

Carlton-Sturman (Insurance Brokers) Limited is a insurance brokers registered in Cleveland, established 1975. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Carlton-Sturman (Insurance Brokers) Limited

Insurance Brokers · Cleveland, Teesside · Est. 1975

51 years
Active Trading
Active
CH Status
01230748
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCarlton-Sturman (Insurance Brokers) Limited
Companies House number01230748 →
Company typePrivate Limited Company (Ltd)
Registered address251 Acklam Road, TS5 7BW
City / RegionCleveland, Teesside
Date incorporated1975
Years trading51 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Carlton-Sturman (Insurance Brokers) Limited

With over 51 years of continuous trading history, Carlton-Sturman (Insurance Brokers) Limited is one of the longest-established firms of its kind in the UK. Founded in 1975, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

Teesside accounts for 6 of the 639 insurance brokers tracked on this index.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Before placing cover, understand the firm's role at claim time and its record on disputed claims.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Carlton-Sturman (Insurance Brokers) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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