UK Independent. Sourced. Primary. · Est. 2024

Charter Insurance Brokers Limited | Insurance Brokers | Preston | Est. 2002

Charter Insurance Brokers Limited is a insurance brokers registered in Preston, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Charter Insurance Brokers Limited

Insurance Brokers · Preston · Est. 2002

24 years
Active Trading
Active
CH Status
04588908
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCharter Insurance Brokers Limited
Companies House number04588908 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 2 Ferry Road Office Park, PR2 2YH
City / RegionPreston
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Charter Insurance Brokers Limited

Founded in 2002, Charter Insurance Brokers Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 6 insurance brokers listed in Preston on this index of 639 UK firms in the category.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Ask what happens when a claim is declined; the answer reveals the depth of the service.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Other Insurance Brokers in Preston

The Insurance Broker LimitedPreston · Est. 2001View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Charter Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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