UK Independent. Sourced. Primary. · Est. 2024

Cheshire Lifestyle Insurance Service Limited | Insurance Brokers | Barns, Chester Road, Bretton | Est. 2003

Cheshire Lifestyle Insurance Service Limited is a insurance brokers registered in Barns, Chester Road, Bretton, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexInsurance Broker Index › Cheshire Lifestyle Insurance Service Limited

Insurance Brokers UNCLAIMED LISTING

Cheshire Lifestyle Insurance Service Limited

Insurance Brokers · Barns, Chester Road, Bretton, Chester · Est. 2003

23 years
Active Trading
Active
CH Status
04796478
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCheshire Lifestyle Insurance Service Limited
Companies House number04796478 →
Company typePrivate Limited Company (Ltd)
Registered addressC/O Bradshaws Charter Court, 2 Well House, CH4 0DH
City / RegionBarns, Chester Road, Bretton, Chester
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 74990
Index statusClaim this listing →

About Cheshire Lifestyle Insurance Service Limited

Founded in 2003, Cheshire Lifestyle Insurance Service Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Chester accounts for 3 of the 639 insurance brokers tracked on this index.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. In commercial lines, broker market access and claims support are typically the core of the service.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Cheshire Lifestyle Insurance Service Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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