UK Independent. Sourced. Primary. · Est. 2024

Citizens Advice County Durham | Insurance Brokers | Spennymoor | Est. 2013

Citizens Advice County Durham is a insurance brokers registered in Spennymoor, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Citizens Advice County Durham

Insurance Brokers · Spennymoor, Rest of UK · Est. 2013

13 years
Active Trading
Active
CH Status
1,086
Monthly Views
18
Enquiries

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Company Registration Details

Registered company nameCitizens Advice County Durham
Companies House number08357279 →
Company typePrivate Company Limited by Guarantee (Exempt)
Registered address71 High Street, DL16 6BB
City / RegionSpennymoor, Rest of UK
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 94990
Index statusClaim this listing →

About Citizens Advice County Durham

Founded in 2013, Citizens Advice County Durham has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

the UK accounts for 57 of the 639 insurance brokers tracked on this index.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Ask what happens when a claim is declined; the answer reveals the depth of the service.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Other Insurance Brokers in Spennymoor

Durham County Vehicle Services LtdSpennymoor · Est. 2023View →
Durham County Carers SupportSpennymoor · Est. 1998View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Citizens Advice County Durham or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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