UK Independent. Sourced. Primary. · Est. 2024

Cluckie And Paterson Insurance Brokers Ltd | Insurance Brokers | Carnoustie | Est. 2019

Cluckie And Paterson Insurance Brokers Ltd is a insurance brokers registered in Carnoustie, established 2019. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Cluckie And Paterson Insurance Brokers Ltd

Insurance Brokers · Carnoustie, Dundee · Est. 2019

7 years
Active Trading
Active
CH Status
1,181
Monthly Views
3
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Company Registration Details

Registered company nameCluckie And Paterson Insurance Brokers Ltd
Companies House numberSC627307 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 3 Barry Business Centre, DD7 7RP
City / RegionCarnoustie, Dundee
Date incorporated2019
Years trading7 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Cluckie And Paterson Insurance Brokers Ltd

Incorporated in 2019, Cluckie And Paterson Insurance Brokers Ltd is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. In commercial lines, broker market access and claims support are typically the core of the service.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. A short conversation about the firm's last few contested claims tells you more than any brochure.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Cluckie And Paterson Insurance Brokers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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