UK Independent. Sourced. Primary. · Est. 2024

Consultus Insurance Brokers Ltd | Insurance Brokers | Redditch | Est. 2020

Consultus Insurance Brokers Ltd is a insurance brokers registered in Redditch, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Consultus Insurance Brokers Ltd

Insurance Brokers · Redditch, Birmingham · Est. 2020

6 years
Active Trading
Active
CH Status
12895357
Company No
2025
Accounts to

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Company Registration Details

Registered company nameConsultus Insurance Brokers Ltd
Companies House number12895357 →
Company typePrivate Limited Company (Ltd)
Registered address1159a Evesham Road, B96 6DY
City / RegionRedditch, Birmingham
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Consultus Insurance Brokers Ltd

Incorporated in 2020, Consultus Insurance Brokers Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 9 insurance brokers listed in Birmingham on this index of 639 UK firms in the category.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. For complex risks, wording detail and claims advocacy matter as much as headline premium.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Other Insurance Brokers in Redditch

Cotteridge Commercial Insurance Brokers LimitedRedditch · Est. 2003View →
Colmore Insurance Brokers LtdRedditch · Est. 2014View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Consultus Insurance Brokers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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