UK Independent. Sourced. Primary. · Est. 2024

Cotson Reddish & Company (Insurance Brokers) Limited | Insurance Brokers | Shipley | Est. 1974

Cotson Reddish & Company (Insurance Brokers) Limited is a insurance brokers registered in Shipley, established 1974. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Cotson Reddish & Company (Insurance Brokers) Limited

Insurance Brokers · Shipley, Bradford · Est. 1974

52 years
Active Trading
Active
CH Status
1,169
Monthly Views
11
Enquiries

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Company Registration Details

Registered company nameCotson Reddish & Company (Insurance Brokers) Limited
Companies House number01184957 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Old Bank 1 Albert Rd, Saltaire, BD18 4NR
City / RegionShipley, Bradford
Date incorporated1974
Years trading52 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Cotson Reddish & Company (Insurance Brokers) Limited

With over 52 years of continuous trading history, Cotson Reddish & Company (Insurance Brokers) Limited is one of the longest-established firms of its kind in the UK. Founded in 1974, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

Bradford accounts for 4 of the 639 insurance brokers tracked on this index.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Match the firm to the risk: personal lines, SME packages and specialist commercial risks are distinct disciplines. Ask what happens when a claim is declined; the answer reveals the depth of the service.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Shipley

Jensten Insurance Brokers (Yorkshire & Humberside) LtdShipley · Est. 1941View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Cotson Reddish & Company (Insurance Brokers) Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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