UK Independent. Sourced. Primary. · Est. 2024

Cotteridge Commercial Insurance Brokers Limited | Insurance Brokers | Redditch | Est. 2003

Cotteridge Commercial Insurance Brokers Limited is a insurance brokers registered in Redditch, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexInsurance Broker Index › Cotteridge Commercial Insurance Brokers Limited

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Cotteridge Commercial Insurance Brokers Limited

Insurance Brokers · Redditch, Birmingham · Est. 2003

23 years
Active Trading
Active
CH Status
04838973
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCotteridge Commercial Insurance Brokers Limited
Companies House number04838973 →
Company typePrivate Limited Company (Ltd)
Registered address8 Church Green East, B98 8BP
City / RegionRedditch, Birmingham
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 65120, 65202
Index statusClaim this listing →

About Cotteridge Commercial Insurance Brokers Limited

Founded in 2003, Cotteridge Commercial Insurance Brokers Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 9 insurance brokers listed in Birmingham on this index of 639 UK firms in the category.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. For complex risks, wording detail and claims advocacy matter as much as headline premium.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Ask what happens when a claim is declined; the answer reveals the depth of the service.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Other Insurance Brokers in Redditch

Colmore Insurance Brokers LtdRedditch · Est. 2014View →
Consultus Insurance Brokers LtdRedditch · Est. 2020View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Cotteridge Commercial Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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