UK Independent. Sourced. Primary. · Est. 2024

County Durham And Darlington Fire And Rescue Community Interest Company | Insurance Brokers | Durham | Est. 2013

County Durham And Darlington Fire And Rescue Community Interest Company is a insurance brokers registered in Durham, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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County Durham And Darlington Fire And Rescue Community Interest Company

Insurance Brokers · Durham · Est. 2013

13 years
Active Trading
Active
CH Status
08603121
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCounty Durham And Darlington Fire And Rescue Community Interest Company
Companies House number08603121 →
Company typePrivate Company Limited by Guarantee
Registered addressFire And Rescue Service Headquarters Belmont Business Park, DH1 1TW
City / RegionDurham
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 74909
Index statusClaim this listing →

About County Durham And Darlington Fire And Rescue Community Interest Company

Founded in 2013, County Durham And Darlington Fire And Rescue Community Interest Company has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 33 insurance brokers listed in Durham on this index of 639 UK firms in the category.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. For complex risks, wording detail and claims advocacy matter as much as headline premium.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. A short conversation about the firm's last few contested claims tells you more than any brochure.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with County Durham And Darlington Fire And Rescue Community Interest Company or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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