UK Independent. Sourced. Primary. · Est. 2024

County Durham Commercials Limited | Insurance Brokers | Durham | Est. 2012

County Durham Commercials Limited is a insurance brokers registered in Durham, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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County Durham Commercials Limited

Insurance Brokers · Durham · Est. 2012

14 years
Active Trading
Active
CH Status
1,082
Monthly Views
14
Enquiries

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Company Registration Details

Registered company nameCounty Durham Commercials Limited
Companies House number08151765 →
Company typePrivate Limited Company (Ltd)
Registered address16-17 Marshall Terrace, DH1 2HX
City / RegionDurham
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 45112
Index statusClaim this listing →

About County Durham Commercials Limited

Founded in 2012, County Durham Commercials Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 33 insurance brokers listed in Durham on this index of 639 UK firms in the category.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. The value in commercial broking lies in market access, wording negotiation and claims handling.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. A short conversation about the firm's last few contested claims tells you more than any brochure.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Durham

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County Durham Services LtdDurham · Est. 2022View →
Age Concern Durham CountyDurham · Est. 2007View →
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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with County Durham Commercials Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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