UK Independent. Sourced. Primary. · Est. 2024

Cumbria Insurance Brokers Limited | Insurance Brokers | Carlisle | Est. 2002

Cumbria Insurance Brokers Limited is a insurance brokers registered in Carlisle, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Cumbria Insurance Brokers Limited

Insurance Brokers · Carlisle · Est. 2002

24 years
Active Trading
Active
CH Status
1,053
Monthly Views
10
Enquiries

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Company Registration Details

Registered company nameCumbria Insurance Brokers Limited
Companies House number04417043 →
Company typePrivate Limited Company (Ltd)
Registered address5 Clifford Court, CA3 0JG
City / RegionCarlisle
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Cumbria Insurance Brokers Limited

Founded in 2002, Cumbria Insurance Brokers Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 5 insurance brokers listed in Carlisle on this index of 639 UK firms in the category.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. In commercial lines, broker market access and claims support are typically the core of the service.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Establish who handles a claim, in-house team or insurer direct, before placing the business.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Carlisle

H & H Insurance Brokers LimitedCarlisle · Est. 1987View →
Csw Insurance Brokers LimitedCarlisle · Est. 2002View →
Raw Insurance Brokers Ltd.Carlisle · Est. 2018View →
Tynedale Insurance Services LtdCarlisle · Est. 2014View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Cumbria Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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