UK Independent. Sourced. Primary. · Est. 2024

D T M Insurance Brokers Limited | Insurance Brokers | Co Down | Est. 2005

D T M Insurance Brokers Limited is a insurance brokers registered in Co Down, established 2005. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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D T M Insurance Brokers Limited

Insurance Brokers · Co Down, Northern Ireland · Est. 2005

21 years
Active Trading
Active
CH Status
NI054002
Company No
2025
Accounts to

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Company Registration Details

Registered company nameD T M Insurance Brokers Limited
Companies House numberNI054002 →
Company typePrivate Limited Company (Ltd)
Registered address27 Shore Road, BT18 9HX
City / RegionCo Down, Northern Ireland
Date incorporated2005
Years trading21 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About D T M Insurance Brokers Limited

Founded in 2005, D T M Insurance Brokers Limited has been active for 21 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Irelan accounts for 9 of the 639 insurance brokers tracked on this index.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with D T M Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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