UK Independent. Sourced. Primary. · Est. 2024

David J Miller Insurance Brokers Limited | Insurance Brokers | Accrington | Est. 2000

David J Miller Insurance Brokers Limited is a insurance brokers registered in Accrington, established 2000. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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David J Miller Insurance Brokers Limited

Insurance Brokers · Accrington, Blackburn · Est. 2000

26 years
Active Trading
Active
CH Status
03960571
Company No
2025
Accounts to

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Company Registration Details

Registered company nameDavid J Miller Insurance Brokers Limited
Companies House number03960571 →
Company typePrivate Limited Company (Ltd)
Registered address339 Union Road, BB5 3HS
City / RegionAccrington, Blackburn
Date incorporated2000
Years trading26 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About David J Miller Insurance Brokers Limited

Established in 2000, David J Miller Insurance Brokers Limited has over 26 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 5 insurance brokers listed in Blackburn on this index of 639 UK firms in the category.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Before placing cover, understand the firm's role at claim time and its record on disputed claims.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with David J Miller Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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