UK Independent. Sourced. Primary. · Est. 2024

Finch Commercial Insurance Brokers Ltd | Insurance Brokers | Harrogate | Est. 2001

Finch Commercial Insurance Brokers Ltd is a insurance brokers registered in Harrogate, established 2001. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Finch Commercial Insurance Brokers Ltd

Insurance Brokers · Harrogate, Rest of UK · Est. 2001

25 years
Active Trading
Active
CH Status
04251300
Company No
2024
Accounts to

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Company Registration Details

Registered company nameFinch Commercial Insurance Brokers Ltd
Companies House number04251300 →
Company typePrivate Limited Company (Ltd)
Registered address2nd Floor The Hamlet, HG2 8RE
City / RegionHarrogate, Rest of UK
Date incorporated2001
Years trading25 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Finch Commercial Insurance Brokers Ltd

Established in 2001, Finch Commercial Insurance Brokers Ltd has over 25 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 57 of them in the UK.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Ask what happens when a claim is declined; the answer reveals the depth of the service.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Other Insurance Brokers in Harrogate

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Bennett Christmas Insurance Brokers LtdHarrogate · Est. 2005View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Finch Commercial Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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