Frank L. Ross (Insurance Brokers) Limited

Insurance Brokers · Woodford Green, London · Est. 1968

58 years

Active Trading

Active

CH Status

00941267

Company No

2024

Accounts to

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Company Registration Details

Registered company name	Frank L. Ross (Insurance Brokers) Limited
Companies House number	00941267 →
Company type	Private Limited Company (Ltd)
Registered address	19-20 Bourne Court Southend Road, IG8 8HD
City / Region	Woodford Green, London
Date incorporated	1968
Years trading	58 years
CH status	Active
Specialism	Recorded activity: 65120
Index status	Claim this listing →

About Frank L. Ross (Insurance Brokers) Limited

With over 58 years of continuous trading history, Frank L. Ross (Insurance Brokers) Limited is one of the longest-established firms of its kind in the UK. Founded in 1968, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 142 insurance brokers listed in London on this index of 639 UK firms in the category.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. For complex risks, wording detail and claims advocacy matter as much as headline premium.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Claims handling arrangements are worth probing early: they differ widely between firms.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.

Do I need to use an FCA-regulated insurance broker?

Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.

How are insurance brokers paid?

Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.

What should I bring to a first meeting with an insurance broker?

For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.

Can an insurance broker help me if my claim is rejected?

Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Frank L. Ross (Insurance Brokers) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Frank L. Ross (Insurance Brokers) Limited | Insurance Brokers | Woodford Green | Est. 1968