UK Independent. Sourced. Primary. · Est. 2024

H & H Insurance Brokers Limited | Insurance Brokers | Carlisle | Est. 1987

H & H Insurance Brokers Limited is a insurance brokers registered in Carlisle, established 1987. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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H & H Insurance Brokers Limited

Insurance Brokers · Carlisle · Est. 1987

39 years
Active Trading
Active
CH Status
1,058
Monthly Views
15
Enquiries

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Company Registration Details

Registered company nameH & H Insurance Brokers Limited
Companies House number02200510 →
Company typePrivate Limited Company (Ltd)
Registered addressBorderway Mart Montgomery Way Rosehill Industrial Estate, CA1 2RS
City / RegionCarlisle
Date incorporated1987
Years trading39 years
CH statusActive
SpecialismRecorded activity: 65202
Index statusClaim this listing →

About H & H Insurance Brokers Limited

Established in 1987, H & H Insurance Brokers Limited has over 39 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 5 insurance brokers listed in Carlisle on this index of 639 UK firms in the category.

Authorisation checks are free and immediate on the FCA register; unauthorised distribution is unlawful.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. In commercial lines, broker market access and claims support are typically the core of the service.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Other Insurance Brokers in Carlisle

Cumbria Insurance Brokers LimitedCarlisle · Est. 2002View →
Tynedale Insurance Services LtdCarlisle · Est. 2014View →
Raw Insurance Brokers Ltd.Carlisle · Est. 2018View →
Csw Insurance Brokers LimitedCarlisle · Est. 2002View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with H & H Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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