Harrwood Insurance Brokers Limited

Insurance Brokers · Londonderry, Northern Ireland · Est. 2014

12 years

Active Trading

Active

CH Status

NI625580

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Harrwood Insurance Brokers Limited
Companies House number	NI625580 →
Company type	Private Limited Company (Ltd)
Registered address	50 Craigbrack Road, BT47 3BD
City / Region	Londonderry, Northern Ireland
Date incorporated	2014
Years trading	12 years
CH status	Active
Specialism	Recorded activity: 65120
Index status	Claim this listing →

About Harrwood Insurance Brokers Limited

Founded in 2014, Harrwood Insurance Brokers Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 9 insurance brokers listed in Irelan on this index of 639 UK firms in the category.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. The value in commercial broking lies in market access, wording negotiation and claims handling.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.

Do I need to use an FCA-regulated insurance broker?

Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.

How are insurance brokers paid?

Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.

What should I bring to a first meeting with an insurance broker?

Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.

Can an insurance broker help me if my claim is rejected?

Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Harrwood Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Harrwood Insurance Brokers Limited | Insurance Brokers | Londonderry | Est. 2014