UK Independent. Sourced. Primary. · Est. 2024

Holmes Insurance Brokers Limited | Insurance Brokers | High Wycombe | Est. 2015

Holmes Insurance Brokers Limited is a insurance brokers registered in High Wycombe, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Holmes Insurance Brokers Limited

Insurance Brokers · High Wycombe, Rest of UK · Est. 2015

11 years
Active Trading
Active
CH Status
09751542
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHolmes Insurance Brokers Limited
Companies House number09751542 →
Company typePrivate Limited Company (Ltd)
Registered addressMrib House 25 Amersham Hill, HP13 6NU
City / RegionHigh Wycombe, Rest of UK
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Holmes Insurance Brokers Limited

Founded in 2015, Holmes Insurance Brokers Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 57 of them in the UK.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Establish who handles a claim, in-house team or insurer direct, before placing the business.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

Other Insurance Brokers in High Wycombe

I F M Insurance Brokers (Midlands) LtdHigh Wycombe · Est. 1991View →
Jensten Insurance Brokers (Thames Valley) LtdHigh Wycombe · Est. 1974View →
Elliott Westland Insurance Brokers LimitedHigh Wycombe · Est. 2000View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Holmes Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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