UK Independent. Sourced. Primary. · Est. 2024

Intellectus Insurance Brokers Ltd | Insurance Brokers | Thatcham | Est. 2014

Intellectus Insurance Brokers Ltd is a insurance brokers registered in Thatcham, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Intellectus Insurance Brokers Ltd

Insurance Brokers · Thatcham, Reading · Est. 2014

12 years
Active Trading
Active
CH Status
1,160
Monthly Views
10
Enquiries

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Company Registration Details

Registered company nameIntellectus Insurance Brokers Ltd
Companies House number09351349 →
Company typePrivate Limited Company (Ltd)
Registered address8 Horne Road, RG19 4RG
City / RegionThatcham, Reading
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Intellectus Insurance Brokers Ltd

Founded in 2014, Intellectus Insurance Brokers Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Reading accounts for 2 of the 639 insurance brokers tracked on this index.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. A short conversation about the firm's last few contested claims tells you more than any brochure.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Intellectus Insurance Brokers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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