Kay & Co Insurance Brokers Ltd

Insurance Brokers · Ilkley, Leeds · Est. 2016

10 years

Active Trading

Active

CH Status

10305159

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Kay & Co Insurance Brokers Ltd
Companies House number	10305159 →
Company type	Private Limited Company (Ltd)
Registered address	Suite 2 The Point, LS29 8FL
City / Region	Ilkley, Leeds
Date incorporated	2016
Years trading	10 years
CH status	Active
Specialism	Recorded activity: 82990 (other business support services)
Index status	Claim this listing →

About Kay & Co Insurance Brokers Ltd

Founded in 2016, Kay & Co Insurance Brokers Ltd has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Leeds accounts for 24 of the 639 insurance brokers tracked on this index.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. The value in commercial broking lies in market access, wording negotiation and claims handling.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Before placing cover, understand the firm's role at claim time and its record on disputed claims.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.

Do I need to use an FCA-regulated insurance broker?

Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.

How are insurance brokers paid?

Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.

What should I bring to a first meeting with an insurance broker?

For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.

Can an insurance broker help me if my claim is rejected?

Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Kay & Co Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Kay & Co Insurance Brokers Ltd | Insurance Brokers | Ilkley | Est. 2016