K.G.J. Insurance Brokers (Stourbridge) Limited

Insurance Brokers · West Midlands, Dudley · Est. 1969

57 years

Active Trading

Active

CH Status

00948748

Company No

2025

Accounts to

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Company Registration Details

Registered company name	K.G.J. Insurance Brokers (Stourbridge) Limited
Companies House number	00948748 →
Company type	Private Limited Company (Ltd)
Registered address	2/4 Hagley Road, DY8 1QG
City / Region	West Midlands, Dudley
Date incorporated	1969
Years trading	57 years
CH status	Active
Specialism	Recorded activity: 66220 (activities of insurance agents and brokers)
Index status	Claim this listing →

About K.G.J. Insurance Brokers (Stourbridge) Limited

With over 57 years of continuous trading history, K.G.J. Insurance Brokers (Stourbridge) Limited is one of the longest-established firms of its kind in the UK. Founded in 1969, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 5 insurance brokers listed in Dudley on this index of 639 UK firms in the category.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

Match the firm to the risk: personal lines, SME packages and specialist commercial risks are distinct disciplines. A short conversation about the firm's last few contested claims tells you more than any brochure.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.

Do I need to use an FCA-regulated insurance broker?

Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.

How are insurance brokers paid?

Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.

What should I bring to a first meeting with an insurance broker?

Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.

Can an insurance broker help me if my claim is rejected?

Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with K.G.J. Insurance Brokers (Stourbridge) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

K.G.J. Insurance Brokers (Stourbridge) Limited | Insurance Brokers | West Midlands | Est. 1969