UK Independent. Sourced. Primary. · Est. 2024

Oakfield Insurance Brokers Limited | Insurance Brokers | Harpenden | Est. 2015

Oakfield Insurance Brokers Limited is a insurance brokers registered in Harpenden, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Oakfield Insurance Brokers Limited

Insurance Brokers · Harpenden, Rest of UK · Est. 2015

11 years
Active Trading
Active
CH Status
09388917
Company No
2025
Accounts to

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Company Registration Details

Registered company nameOakfield Insurance Brokers Limited
Companies House number09388917 →
Company typePrivate Limited Company (Ltd)
Registered addressVaughan Chambers Vaughan Road, AL5 4EE
City / RegionHarpenden, Rest of UK
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Oakfield Insurance Brokers Limited

Founded in 2015, Oakfield Insurance Brokers Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 57 insurance brokers listed in the UK on this index of 639 UK firms in the category.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Oakfield Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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