UK Independent. Sourced. Primary. · Est. 2024

Philip Gibbs Insurance Brokers Limited | Insurance Brokers | Portsmouth | Est. 1989

Philip Gibbs Insurance Brokers Limited is a insurance brokers registered in Portsmouth, established 1989. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Philip Gibbs Insurance Brokers Limited

Insurance Brokers · Portsmouth · Est. 1989

37 years
Active Trading
Active
CH Status
02456429
Company No
2025
Accounts to

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Company Registration Details

Registered company namePhilip Gibbs Insurance Brokers Limited
Companies House number02456429 →
Company typePrivate Limited Company (Ltd)
Registered addressA4 Links House Dundas Lane, PO3 5BL
City / RegionPortsmouth
Date incorporated1989
Years trading37 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Philip Gibbs Insurance Brokers Limited

Established in 1989, Philip Gibbs Insurance Brokers Limited has over 37 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 5 of them in Portsmouth.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Ask what happens when a claim is declined; the answer reveals the depth of the service.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Philip Gibbs Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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