Point North Community Foundation

Insurance Brokers · Meadowfield Industrial Estate, Durham · Est. 1995

31 years

Active Trading

Active

CH Status

03072153

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Point North Community Foundation
Companies House number	03072153 →
Company type	Private Company Limited by Guarantee (Exempt)
Registered address	Victoria House Whitfield Court St Johns Road, DH7 8XL
City / Region	Meadowfield Industrial Estate, Durham
Date incorporated	1995
Years trading	31 years
CH status	Active
Specialism	Recorded activity: 82990 (other business support services)
Index status	Claim this listing →

About Point North Community Foundation

Established in 1995, Point North Community Foundation has over 31 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 33 insurance brokers listed in Durham on this index of 639 UK firms in the category.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. For complex risks, wording detail and claims advocacy matter as much as headline premium.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Establish who handles a claim, in-house team or insurer direct, before placing the business.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.

Do I need to use an FCA-regulated insurance broker?

Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.

How are insurance brokers paid?

Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.

What should I bring to a first meeting with an insurance broker?

Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.

Can an insurance broker help me if my claim is rejected?

Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Point North Community Foundation or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Point North Community Foundation | Insurance Brokers | Meadowfield Industrial Estate | Est. 1995