UK Independent. Sourced. Primary. · Est. 2024

Portcullis Insurance Brokers Limited | Insurance Brokers | Exeter | Est. 2010

Portcullis Insurance Brokers Limited is a insurance brokers registered in Exeter, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Portcullis Insurance Brokers Limited

Insurance Brokers · Exeter · Est. 2010

16 years
Active Trading
Active
CH Status
1,075
Monthly Views
7
Enquiries

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Company Registration Details

Registered company namePortcullis Insurance Brokers Limited
Companies House number07281203 →
Company typePrivate Limited Company (Ltd)
Registered addressSuite B First Floor Tourism House Pynes Hill, EX2 5WS
City / RegionExeter
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Portcullis Insurance Brokers Limited

Founded in 2010, Portcullis Insurance Brokers Limited has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Authorisation checks are free and immediate on the FCA register; unauthorised distribution is unlawful.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

The right broker for a landlord portfolio differs from the right broker for a manufacturing risk. Ask what happens when a claim is declined; the answer reveals the depth of the service.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Portcullis Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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