UK Independent. Sourced. Primary. · Est. 2024

Premium Wise Insurance Brokers Limited | Insurance Brokers | Chislehurst | Est. 2009

Premium Wise Insurance Brokers Limited is a insurance brokers registered in Chislehurst, established 2009. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Premium Wise Insurance Brokers Limited

Insurance Brokers · Chislehurst, London · Est. 2009

17 years
Active Trading
Active
CH Status
06804959
Company No
2025
Accounts to

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Company Registration Details

Registered company namePremium Wise Insurance Brokers Limited
Companies House number06804959 →
Company typePrivate Limited Company (Ltd)
Registered addressMovo House 33 Green Lane, BR7 6AG
City / RegionChislehurst, London
Date incorporated2009
Years trading17 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Premium Wise Insurance Brokers Limited

Founded in 2009, Premium Wise Insurance Brokers Limited has been active for 17 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 142 of them in London.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

Match the firm to the risk: personal lines, SME packages and specialist commercial risks are distinct disciplines. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Premium Wise Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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