UK Independent. Sourced. Primary. · Est. 2024

Ray Millard (Insurance Brokers) Limited | Insurance Brokers | Bournemouth | Est. 2001

Ray Millard (Insurance Brokers) Limited is a insurance brokers registered in Bournemouth, established 2001. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Ray Millard (Insurance Brokers) Limited

Insurance Brokers · Bournemouth · Est. 2001

25 years
Active Trading
Active
CH Status
04162123
Company No
2024
Accounts to

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Company Registration Details

Registered company nameRay Millard (Insurance Brokers) Limited
Companies House number04162123 →
Company typePrivate Limited Company (Ltd)
Registered address144 Tuckton Road, BH6 3JX
City / RegionBournemouth
Date incorporated2001
Years trading25 years
CH statusActive
SpecialismRecorded activity: 66290 (other activities auxiliary to insurance and pension funding)
Index statusClaim this listing →

About Ray Millard (Insurance Brokers) Limited

Established in 2001, Ray Millard (Insurance Brokers) Limited has over 25 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 11 insurance brokers listed in Bournemouth on this index of 639 UK firms in the category.

Authorisation checks are free and immediate on the FCA register; unauthorised distribution is unlawful.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. A short conversation about the firm's last few contested claims tells you more than any brochure.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Bournemouth

Oracle Protection Insurance Brokers LtdBournemouth · Est. 2023View →
Chubb Thomas Insurance Brokers LtdBournemouth · Est. 1999View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Ray Millard (Insurance Brokers) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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