UK Independent. Sourced. Primary. · Est. 2024

Read Insurance Brokers Limited | Insurance Brokers | Wokingham | Est. 2006

Read Insurance Brokers Limited is a insurance brokers registered in Wokingham, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Read Insurance Brokers Limited

Insurance Brokers · Wokingham, Reading · Est. 2006

20 years
Active Trading
Active
CH Status
05726897
Company No
2025
Accounts to

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Company Registration Details

Registered company nameRead Insurance Brokers Limited
Companies House number05726897 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 3 Space Business Centre, RG41 2PQ
City / RegionWokingham, Reading
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 74909
Index statusClaim this listing →

About Read Insurance Brokers Limited

Founded in 2006, Read Insurance Brokers Limited has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 2 insurance brokers listed in Reading on this index of 639 UK firms in the category.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. The value in commercial broking lies in market access, wording negotiation and claims handling.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Establish who handles a claim, in-house team or insurer direct, before placing the business.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Read Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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