FSCS Car Insurance Protection UK 2026: What If Your Insurer Fails?
★ KEY POINTS - FSCS CAR INSURANCE PROTECTION * The Financial Services Compensation Scheme (FSCS) protects policyholders if an FCA-authorised UK motor insurer becomes
Car insurance, ownership costs, MOT rules and driving regulations for UK motorists. Built from DVLA, DVSA, FCA and GOV.UK primary sources.
Data under Open Government Licence v3.0.
★ KEY POINTS - FSCS CAR INSURANCE PROTECTION * The Financial Services Compensation Scheme (FSCS) protects policyholders if an FCA-authorised UK motor insurer becomes
15 Jun 2026 · 6 min read
★ KEY POINTS - FINANCIAL OMBUDSMAN SERVICE AND MOTOR INSURANCE * The Financial Ombudsman Service (FOS) is the statutory, independent dispute resolution scheme for complaints
15 Jun 2026 · 8 min read
★ KEY POINTS - DRIVING UNINSURED UK 2026 * Driving without insurance is a criminal offence under section 143 of the Road Traffic Act 1988
15 Jun 2026 · 7 min read
★ KEY POINTS - INSURANCE PREMIUM TAX 2026 * Insurance Premium Tax (IPT) is levied by HMRC on most general insurance premiums in the UK
15 Jun 2026 · 8 min read
★ KEY FACTS - UK CAR INSURANCE BROKERS 2026 * The FCA Financial Services Register lists thousands of firms authorised to carry out insurance distribution
15 Jun 2026 · 6 min read
★ KEY FACTS - UK EV INSURANCE STATISTICS 2026 * Battery electric vehicles (BEVs) represent approximately 5% of the total GB licensed car fleet as
15 Jun 2026 · 6 min read
★ KEY FACTS - REGIONAL CAR INSURANCE PREMIUMS UK 2026 * The ABI Q4 2025 national average comprehensive premium is £622; regional variation is significant
15 Jun 2026 · 6 min read
★ KEY FACTS - UK NO CLAIMS DISCOUNT 2026 * No Claims Discount (NCD) - also called No Claims Bonus (NCB) - is the largest single premium
15 Jun 2026 · 7 min read
★ KEY FACTS - UK TELEMATICS INSURANCE ADOPTION 2026 * Approximately 1.5 million telematics (black box) motor insurance policies are in force in the
15 Jun 2026 · 6 min read
★ KEY FACTS - MOST INSURED CAR MODELS UK 2026 * The DfT Vehicle Licensing Statistics series (VEH0110) publishes the count of licensed cars by
15 Jun 2026 · 7 min read
★ KEY FACTS - UK CAR INSURANCE FRAUD STATISTICS 2026 * UK insurers detected £1.1 billion in fraudulent motor insurance claims in 2023, the
15 Jun 2026 · 6 min read
★ KEY FACTS - INSURANCE PREMIUM TAX UK 2026 * Insurance Premium Tax (IPT) was introduced by the Finance Act 1994 at a rate of
15 Jun 2026 · 6 min read
★ KEY FACTS - AVERAGE UK CAR INSURANCE CLAIM 2026 * UK motor insurers paid £11.1 billion in claims in 2024 - the most recent
15 Jun 2026 · 6 min read
★ KEY FACTS - WHIPLASH CLAIMS STATISTICS UK 2026 * The Civil Liability Act 2018 introduced fixed tariff compensation for whiplash injuries of up to
15 Jun 2026 · 7 min read
★ KEY FACTS - DRINK DRIVING STATISTICS UK 2026 * The DfT's Road Casualties Great Britain report tracks drink-drive accidents separately; drink-
15 Jun 2026 · 7 min read
★ KEY FACTS - UK ROAD ACCIDENTS STATISTICS 2026 * The DfT reported 104,258 reported road collisions in 2024 in Great Britain - the primary
15 Jun 2026 · 6 min read
★ KEY FACTS - UK CAR INSURANCE COMPLAINTS 2026 * The Financial Ombudsman Service (FOS) is the statutory body for resolving disputes between UK consumers
15 Jun 2026 · 7 min read
Average UK annual car mileage in 2026 by age, region, and fuel type, with DfT figures and what insurers expect when you set a mileage on your policy.
15 Jun 2026 · 6 min read
★ KEY FACTS - UNINSURED DRIVERS UK 2026 * The Motor Insurers' Bureau (MIB) estimates approximately 1 million uninsured drivers on UK roads at
15 Jun 2026 · 6 min read
★ KEY FACTS - MOST EXPENSIVE CARS TO INSURE UK 2026 * Thatcham Research's Group 50 is the highest insurance classification in the
15 Jun 2026 · 6 min read
★ KEY FACTS - CHEAPEST CARS TO INSURE UK 2026 * Thatcham Research assigns every UK car an insurance group from 1 (lowest risk) to
15 Jun 2026 · 6 min read
★ KEY FACTS - MOST STOLEN CARS UK 2026 * Vehicle theft is tracked by the Home Office in its annual Crime in England and
15 Jun 2026 · 6 min read
★ KEY FACTS - NUMBER OF CARS IN THE UK 2026 * Approximately 33.3 million cars were licensed in Great Britain at the end
15 Jun 2026 · 6 min read
UK average car insurance premiums reached £941 in 2025. See what drivers in your age group, region and vehicle type actually pay in 2026.
15 Jun 2026 · 9 min read
★ Featured Partner · Sponsored Compare Insurance Quotes Search and compare quotes from leading UK insurers. Quotezone's panel includes specialist insurers not
15 Jun 2026 · 7 min read
★ Featured Partner · Sponsored Compare Insurance Quotes Search and compare quotes from leading UK insurers. Quotezone's panel includes specialist insurers not
15 Jun 2026 · 7 min read
★ Featured Partner · Sponsored Compare Insurance Quotes Search and compare quotes from leading UK insurers. Quotezone's panel includes specialist insurers not
15 Jun 2026 · 7 min read
★ Featured Partner · Sponsored Compare Insurance Quotes Search and compare quotes from leading UK insurers. Quotezone's panel includes specialist insurers not
15 Jun 2026 · 7 min read
★ Featured Partner · Sponsored Compare Insurance Quotes Search and compare quotes from leading UK insurers. Quotezone's panel includes specialist insurers not
15 Jun 2026 · 8 min read
★ Featured Partner · Sponsored Compare Insurance Quotes Search and compare quotes from leading UK insurers. Quotezone's panel includes specialist insurers not
15 Jun 2026 · 8 min readGet Kael Tripton in your Google feed
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