Best Money Transfer UK to USA 2026 -- Wise, OFX, CurrencyFair Compared
Best money transfer UK to USA 2026: Wise (FCA 900507) charges 0.35-0.55%; GBP/USD approx 1.26. OFX (FCA 517165) zero fee above £5,000. CurrencyFair (FCA 504647) EUR 3 flat. UK banks add £15-£25 plus 2-3% margin. US persons with accounts above USD 10,000 must file FBAR.