Best Money Transfer UK to Spain 2026 -- Wise, Currencies Direct, OFX Compared
Best money transfer UK to Spain 2026: Wise (FCA 900507) charges 0.35-0.55% on GBP/EUR (approx 1.17 at April 2026). Currencies Direct (FCA 512465) charges zero fee above £1,000. OFX (FCA 517165) charges zero fee above £5,000. UK banks apply 2-3% FX margin plus £15-£25 SWIFT fee.