Portugal Property for UK Buyers 2026 -- IMT, Mortgages, Process and UK Tax
Portugal property for UK buyers 2026: IMT (transfer tax) runs 1-8%; Imposto de Selo adds 0.8%; annual IMI council tax is 0.3-0.45%. Non-resident mortgages: 60-70% LTV at approx 4-5% (Banco de Portugal). Finance Act 2025 IHT: 10-year UK residency triggers worldwide estate.