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Buy-to-Let Mortgage Guide UK 2026 -- Costs, Tax and How to Qualify

Buy-to-Let Mortgage Guide UK 2026 -- Costs, Tax and How to Qualify

Buy-to-let mortgages require a 25% deposit and rent must cover 125-145% of the mortgage payment at a stress rate of 5.5%. Section 24 removed mortgage interest relief for higher rate taxpayers from 2020, fundamentally changing the economics of leveraged property investment.

12 Jun 2026 · 7 min read
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