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Product liability insurance covers claims for injury or property damage caused by products you manufacture, supply, or sell. This guide explains who needs product liability cover, what it costs, and how it differs from public liability in the UK.
19 Jun 2026 · 5 min read
Window cleaner insurance combines public liability, employers liability, and tools cover for window cleaning businesses. This guide explains what is covered, what working at height requirements apply, and how much window cleaner insurance costs in the UK.
19 Jun 2026 · 5 min read
Landscape gardener insurance combines public liability, employers liability, and tools cover for landscaping and grounds maintenance businesses. This guide explains what is covered, what pesticide and machinery exclusions apply, and how much landscaper insurance costs in the UK.
19 Jun 2026 · 4 min read
Bricklayer insurance combines public liability, employers liability, and tools cover for bricklayers and masonry contractors. This guide explains what is covered, what silica dust obligations apply, and how much bricklayer insurance costs in the UK.
19 Jun 2026 · 4 min read
Joiner insurance combines public liability, employers liability, and tools cover for joiners, carpenters, and cabinet makers. This guide explains what is covered, what woodworking dust exclusions apply, and how much joiner insurance costs in the UK.
19 Jun 2026 · 5 min read
Warehouse insurance combines building, stock and contents, goods in storage, business interruption, and liability cover for storage and distribution businesses. This guide explains what warehouse insurance covers, what stock sublimits apply, and how much it costs in the UK.
19 Jun 2026 · 5 min read
Office insurance covers the building (if owned), contents and equipment, business interruption, and public and employers liability for office-based businesses. This guide explains what is included, what cyber exclusions apply, and how much office insurance costs in the UK.
19 Jun 2026 · 5 min read
Commercial landlord insurance covers owners of office, retail, industrial, and mixed-use property against building damage, loss of rent, and liability. This guide explains what commercial landlord insurance covers, what exclusions apply, and how much it costs in the UK.
19 Jun 2026 · 5 min read
Standard van insurance does not cover courier and delivery work. Courier van insurance with hire and reward cover is required for any van used to deliver goods for payment. This guide explains the difference, what courier van insurance costs, and what to look for in 2026.
19 Jun 2026 · 5 min read
Black box insurance uses a telematics device to monitor driving behaviour and adjust premiums accordingly. This guide explains how black box policies work, what data is collected, how it affects premiums, and whether a black box is worth it for young drivers.
19 Jun 2026 · 5 min read
Learner driver insurance covers provisional licence holders practising in their own car or a private vehicle. This guide explains the difference between learner driver cover and being added to a policy, how much it costs, and the rules on supervising drivers.
19 Jun 2026 · 5 min read
Roofer insurance combines public liability, employers liability, and contract works cover for roofing contractors. This guide explains the specific risks of roofing work, what cover is legally required, and how much roofer insurance costs in the UK.
19 Jun 2026 · 5 min read
Plasterer insurance combines public liability, employers liability, and tools cover. This guide explains what cover plasterers need, what dust and damp exclusions apply, and how much plasterer insurance costs in the UK.
19 Jun 2026 · 4 min read
Electrician insurance combines public liability, employers liability, and tools cover for electrical contractors. This guide explains what is legally required, what NICEIC and NAPIT membership requires, and how much electrician insurance costs in the UK.
19 Jun 2026 · 5 min read
Plumbers insurance combines public liability, employers liability, and tools cover for plumbing and heating engineers. This guide explains what cover is legally required, what water damage exclusions apply, and how much plumbers insurance costs in the UK.
19 Jun 2026 · 6 min read
Scaffolding insurance combines public liability, employers liability, contract works and plant cover for scaffolding contractors. This guide explains what cover is legally required, what typical policies include, and how much scaffolding insurance costs in the UK.
19 Jun 2026 · 6 min read
Commercial property stamp duty (SDLT) applies to the purchase of non-residential and mixed-use property in England and Northern Ireland. This guide explains the 2026 rates, how the tax is calculated on a slice basis, mixed-use property treatment, and SDLT on commercial leases.
18 Jun 2026 · 5 min read
Business rates are a property tax on commercial premises in England, Wales, Scotland and Northern Ireland. This guide explains how they are calculated, who pays them, what reliefs are available in 2025/26, and how to challenge a rateable value.
18 Jun 2026 · 6 min read
Small business rates relief (SBRR) reduces or eliminates business rates for qualifying properties in England. This guide explains the thresholds, the multiple properties rule, how to apply, and other reliefs that may combine with SBRR.
18 Jun 2026 · 5 min read
Personal car or moped insurance does not cover food delivery work. This guide explains what cover UK food delivery drivers need, what platform insurance actually provides, how the inter-delivery gap works, and PAYG H&R options in 2026.
18 Jun 2026 · 5 min read
Standard car insurance does not cover driving for payment. Hire and reward insurance is required for food delivery, courier work, taxi, and private hire. This guide explains the legal requirement, what platform insurance actually covers, the inter-delivery gap, and PAYG H&R options in 2026.
18 Jun 2026 · 6 min read
Drivers with criminal convictions must declare them to their car insurer when asked. This guide explains what must be declared, how endorsements affect premiums, where to find convicted driver insurance, and what happens if you do not disclose.
18 Jun 2026 · 5 min read
If your car has been impounded by the police you need impound insurance before it can be released. This guide explains the legal position, what impound insurance costs in 2026, how to get it quickly, and what happens if you miss the 14-day collection deadline.
18 Jun 2026 · 6 min read
Contractors all risk (CAR) insurance covers construction projects against accidental damage and third-party liability during the build. This guide explains who needs it, what is covered, what is excluded, and how much it costs in the UK.
18 Jun 2026 · 6 min read
Hired-in plant insurance covers damage or theft of plant equipment you hire rather than own. This guide explains what it covers, what exclusions apply, typical UK costs, and the key differences from a damage waiver.
18 Jun 2026 · 6 min read
UK CPI inflation held at 2.8 percent in the year to May 2026, unchanged from April and below the 3 percent many economists expected. Food price rises slowed to a 17-month low while transport costs rose at the fastest rate. The OECD projects UK CPI reaching 4 percent in 2026.
18 Jun 2026 · 3 min read
UK company insolvencies for May 2026 show levels remain significantly above pre-pandemic averages, with construction recording the highest number of failures of any sector. Creditors voluntary liquidations account for around three quarters of all cases.
18 Jun 2026 · 3 min read
UK parents expect to financially support their children until age 26, with only 9 percent believing their children will be self-sufficient by 21, according to an M&G survey. A quarter of parents plan to help with a home deposit, forcing many to adjust their own retirement planning.
18 Jun 2026 · 3 min read
Zentia, an acoustic ceiling manufacturer, has entered administration with 170 jobs lost, while Agetur, a groundworks contractor founded in 1985, has filed a notice of intention to appoint administrators. Construction accounts for 10 percent of all UK administrations in 2026.
18 Jun 2026 · 3 min read
Amendments to the Insolvency (England and Wales) Rules 2016 take effect on 22 June 2026 under SI 2026/561. The procedural changes update the definition of judge in line with current practice directions and remove the term registrar. Here is what creditors and directors need to know.
18 Jun 2026 · 2 min readGet Kael Tripton in your Google feed
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