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AO World has moved 150 sales and call-centre roles to South Africa, with 50 more expected to follow. Founder John Roberts cited higher National Insurance contributions and minimum wage increases adding 8.5 million pounds to costs. The company reported record profits of 50.5 million pounds.
18 Jun 2026 · 3 min read
UK job vacancies fell to 707,000 in the March to May 2026 period, the lowest level since February to April 2021, according to ONS data published today. New hires tracked by HMRC dropped to 540,000 in April 2026, also the lowest since March 2021.
18 Jun 2026 · 3 min read
HMRC's Approved Mileage Allowance Payment rate for cars and vans has risen from 45p to 55p per mile for the first 10,000 business miles, backdated to 6 April 2026. The first increase in 15 years affects up to 3 million employees and self-employed people.
18 Jun 2026 · 3 min read
The Court of Appeal ruled on 18 June 2026 that Bolt cannot use the Tour Operators Margin Scheme to reduce its VAT bill, affecting an estimated 190 million pounds in unpaid VAT. The ruling has direct implications for Uber, which faces a similar dispute estimated at 1 billion pounds.
18 Jun 2026 · 3 min read
How to reduce UK pet insurance premiums in 2026 without switching to time-limited cover. ABI data, excess strategies, multi-pet discounts and what to avoid.
18 Jun 2026 · 3 min read
Economic abuse is a form of domestic abuse and a criminal offence. New research and a bank-backed campaign highlight the warning signs. What it is, the four behaviours, and where to get support.
18 Jun 2026 · 3 min read
New consumer protections for home energy upgrades: a register of approved installers, insulation repair cover up to 25,000 pounds, and a strengthened Energy Ombudsman capped at 10 weeks.
18 Jun 2026 · 3 min read
Great British Summer Savings cuts VAT from 20 to 5 percent on children's days out from 25 June 2026, plus free August bus travel for children in England. What is covered, who is taking part, and what's new as the bus scheme launches.
10 Jul 2026 · 5 min read
HMRC has apologised after a self-assessment error overcharged around 1.7 million pensioners by about 43.5m pounds. How it happened, who is affected, and how to reclaim.
18 Jun 2026 · 2 min read
From April 2028 all UK companies must file accounts via software. Which accounting packages support Companies House digital filing? Xero, Sage, QuickBooks, FreeAgent, IRIS and more compared.
17 Jun 2026 · 6 min read
From 1 April 2028, all UK companies must file annual accounts via commercial software. Web and paper routes close. Small companies must file profit and loss for the first time. What to do now.
17 Jun 2026 · 6 min read
The UK and EU have held a major summit in June 2026. This guide sets out the practical implications for UK consumers and businesses, covering trade rules, financial services access, travel costs and residency rights.
17 Jun 2026 · 4 min read
The Equality and Human Rights Commission has published updated guidance affecting employers and workers across Great Britain. This article sets out the key changes, who they apply to and what actions are required.
17 Jun 2026 · 3 min read
NatWest is closing further branches across the UK in 2026. This guide covers which branches are affected, the notice requirements banks must meet and the options available to customers who rely on in-branch services.
17 Jun 2026 · 3 min read
HMRC pension tax errors affect thousands of UK savers each year. This guide explains the most common mistakes, how to check if you have been overcharged and the steps to claim a refund.
17 Jun 2026 · 3 min read
A new gigafactory in Somerset is set to manufacture EV batteries at scale. This guide covers what the plant means for the UK energy transition, local employment and long-term electricity bills.
17 Jun 2026 · 3 min read
Most pet insurers exclude pre-existing conditions. Some specialists cover them on terms. Switching insurer can turn a covered condition into an excluded one.
16 Jun 2026 · 7 min read
UK take-home pay depends on gross salary, Income Tax band, National Insurance class and pension contributions. In 2026/27 the personal allowance is 12,570 pounds and the basic rate applies from 12,571 to 50,270 pounds.
16 Jun 2026 · 7 min read
Pro rata salary is calculated by dividing the full-time equivalent salary by the number of full-time hours and multiplying by the hours actually worked. It applies equally to annual leave, pension contributions and other benefits.
16 Jun 2026 · 6 min read
The NHS Low Income Scheme helps people on low incomes get help with health costs including prescriptions, dental treatment, eye tests and hospital travel. Apply using form HC1 to receive an HC2 or HC3 certificate.
16 Jun 2026 · 5 min read
Scottish Mortgage is one of the UK's largest investment trusts, managed by Baillie Gifford. It invests in global growth companies including private equity holdings. It trades on the London Stock Exchange under the ticker SMT.
16 Jun 2026 · 6 min read
The annual pension contribution allowance is 60,000 pounds in 2026/27 for most savers. The state pension increased by 4.1 percent in April 2026 under the triple lock. Employers must contribute at least 3 percent under auto-enrolment.
16 Jun 2026 · 6 min read
First Direct is a subsidiary of HSBC UK and shares the same FSCS protection pot. First Direct is known for consistently high customer service ratings and fee-free current accounts with competitive linked savings rates.
16 Jun 2026 · 5 min read
RBS and NatWest share digital banking infrastructure under NatWest Group plc. Online and app services are largely identical. RBS serves customers in Scotland while NatWest operates across England and Wales.
16 Jun 2026 · 5 min read
Car finance with bad credit is available through specialist lenders offering hire purchase or PCP agreements. Rates are higher, typically 15 to 40 percent APR, and deposit requirements are often larger.
16 Jun 2026 · 6 min read
Building societies are member-owned mutual organisations that often offer competitive savings rates and are covered by the FSCS up to 85,000 pounds. They differ from banks in governance and profit distribution.
16 Jun 2026 · 6 min read
A Lifetime ISA pays a 25 percent government bonus on up to 4,000 pounds per year. It can be used to buy a first home worth up to 450,000 pounds or accessed penalty-free from age 60.
16 Jun 2026 · 6 min read
Halifax customer service is available by phone, in branch, and online. For complaints unresolved within eight weeks, customers can escalate to the Financial Ombudsman Service free of charge.
16 Jun 2026 · 5 min read
Bad credit loans are available in the UK through specialist lenders but typically carry APRs of 20 to 99 percent. Improving your credit score before applying will materially reduce the cost of borrowing.
16 Jun 2026 · 7 min read
Phishing is the leading gateway to financial fraud in the UK. FCA and Action Fraud report rising impersonation scam volumes in 2026. Here is how to identify phishing, what to do if targeted, and how the PSR reimbursement rules protect you.
16 Jun 2026 · 3 min readGet Kael Tripton in your Google feed
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