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ONS HPI and RICS data point to a slowing UK housing market in mid-2026. Higher mortgage rates remain the primary constraint. Here is what the evidence says and what it means for buyers, sellers, and landlords.
16 Jun 2026 · 3 min read
UK passengers retain strong flight rights under UK261, the domestic equivalent of EU Regulation 261/2004. Compensation ranges from £220 to £520. Here is how to claim for delays and cancellations.
16 Jun 2026 · 3 min read
El Nino affects UK energy prices indirectly through global LNG markets and renewable generation. Here is what the 2026 El Nino cycle means for the Ofgem price cap and household bills.
16 Jun 2026 · 3 min read
Quiz Clothing entered administration on 15 June 2026. Here is what UK insolvency law says about outstanding orders, gift cards, chargeback rights under Section 75, and how to register as a creditor.
16 Jun 2026 · 3 min read
Scientists have raised concerns about the stability of the Atlantic Meridional Overturning Circulation (AMOC). This article explains what AMOC is, what a weakening or collapse would mean for the UK, and how it relates to energy and climate policy.
15 Jun 2026 · 3 min read
European pensioners vary significantly in wealth and income. This article examines which countries have the wealthiest over-65s, where the UK sits in the comparison, and what drives the gap.
15 Jun 2026 · 3 min read
The UK Online Safety Act 2023 introduces age verification requirements and content standards for social media platforms. This guide explains what the legislation covers, what Ofcom is requiring, and what it means for users and platforms.
15 Jun 2026 · 3 min read
Business rates are a property tax on non-domestic premises in England. This guide explains how they are calculated, what the 2023 revaluation means for bills, and which reliefs are available to reduce your liability.
15 Jun 2026 · 3 min read
Breach of the peace is a common law power that gives police wide authority to intervene and arrest without a warrant. This guide explains the legal definition, what conduct qualifies, and what can happen if you are arrested.
15 Jun 2026 · 3 min read
UK high street store closures have continued into 2026. This article examines the structural and cyclical factors behind the trend, what the data shows, and what it means for town centres and employment.
15 Jun 2026 · 3 min read
Manchester United has undertaken a financial refinancing exercise. This article explains what the deal involves, what it means for the club's debt position, and the broader context of UK football club finance.
15 Jun 2026 · 2 min read
The government has announced funding for school enrichment activities. This guide covers what the scheme provides, which schools and pupils are eligible, and how to access support.
15 Jun 2026 · 3 min read
Ofgem has announced changes to the energy price cap. This guide explains the new unit rates, who is affected, how the cap works, and what steps households can take to reduce their bills.
15 Jun 2026 · 3 min read
Andy Burnham has put forward proposals on state pension policy. This article explains what is being proposed, how it differs from the current triple lock, and what it could mean for current and future retirees.
15 Jun 2026 · 3 min read
HMRC has issued an alert about income tax errors affecting pensioners on PAYE. Here is what has gone wrong, who is affected, and how to check and correct your tax code.
15 Jun 2026 · 3 min read
A standard home policy restricts cover when a property sits empty. This guide explains second home insurance: how it differs from primary-home and holiday-let cover, the unoccupancy clauses that decide claims, plus the council tax premium and Stamp Duty rules a second owner faces.
17 Jun 2026 · 19 min read
What home insurance costs in the UK and why: the ABI Premium Tracker on average buildings, contents and combined premiums, Insurance Premium Tax at 12%, the factors that drive your quote, monthly versus annual payment, and legitimate ways to lower a premium without voiding cover.
17 Jun 2026 · 15 min read
A factual 2026 guide to home insurance in Northern Ireland: how FCA regulation applies UK-wide, what differs locally through NI property law, rates and planning, how flood risk at Lough Neagh and the River Bann is mapped, and how to set a sound rebuild sum insured.
17 Jun 2026 · 16 min read
A factual 2026 guide to the UK home insurance claims process: how to notify and evidence a claim, the ICOBS rules insurers must follow, realistic timelines, and how to escalate a rejected claim to the Financial Ombudsman Service.
17 Jun 2026 · 17 min read
An independent 2026 guide to unoccupied property insurance in the UK: why standard home cover restricts or voids after a property is left empty, the common triggers from probate to renovation, how the specialist market works, and the disclosure duty that protects empty-home claims.
15 Jun 2026 · 17 min read
A 2026 guide to renters insurance in the UK: why tenants need contents not buildings cover, how tenant's liability protects the landlord's fixtures, away-from-home cover, digital and monthly products, and why deposit protection schemes are not insurance.
15 Jun 2026 · 16 min read
A 2026 guide to new build home insurance in the UK: how the NHBC Buildmark ten-year warranty differs from the buildings insurance a mortgage lender requires, when cover must start between exchange and completion, the snagging period, and developer-referred policies under FCA Consumer Duty.
17 Jun 2026 · 16 min read
A 2026 guide to listed building insurance in the UK: what statutory listing means for Grade I, II* and II properties, why rebuild cost can far exceed market value, the role of listed building consent and RICS rebuild valuations, and why specialist insurers are usually needed.
15 Jun 2026 · 16 min read
A 2026 guide to home insurance and subsidence in the UK: how policies treat ground movement, the duty to disclose previous subsidence, clay shrink-swell hazard data, tree proximity, the typical excess, and keeping cover on a property with history.
17 Jun 2026 · 16 min read
A 2026 guide to high-value home insurance in the UK: who needs it, how the specialist prestige market works, sum-insured-flexible contents, scheduling fine art, jewellery, watches and wine, worldwide all-risks, RICS rebuild and FCA protections.
17 Jun 2026 · 21 min read
A factual 2026 guide to accidental damage home insurance in the UK: why it is usually an optional add-on, what counts as accidental versus wear and tear, the common exclusions including pet damage and DIY, how it is priced, and how to weigh whether it is worth paying for.
17 Jun 2026 · 18 min read
IVA vs bankruptcy UK compared on cost, duration, asset risk, credit-file impact and eligibility, plus how a Debt Relief Order (DRO) fits, with 2026 thresholds and the legislation behind each route.
16 Jun 2026 · 11 min read
The best debt management companies UK 2026 compared: free charity DMPs from StepChange, PayPlan, National Debtline and CAP versus commercial firms, plus Breathing Space and DMP vs IVA vs DRO.
16 Jun 2026 · 10 min read
Households in England face Fixed Penalty Notices of £60 to £80 for persistent recycling contamination under Simpler Recycling rules in force from 31 March 2026. The £400 figure in media reports is misleading.
16 Jun 2026 · 7 min read
Around 2 million pensioners with income over £35,000 face automatic repayment of their Winter Fuel Payment through adjusted tax codes from April 2026. Here is how it works.
16 Jun 2026 · 7 min readGet Kael Tripton in your Google feed
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