Right to Buy UK: How the Scheme Works and the 2026 Reforms
Right to Buy reformed April 2026: minimum eligibility raised from 3 to 10 years; max discount cut from 70% to 15%; new homes exempt for 35 years. 7,494 sales in 2024-25, 3,593 replacements. Over 2,036,848 sold since 1980. MHCLG source.
UK Mortgage Lending Statistics 2026: FCA MLAR Data on Advances, Arrears and Possessions
£1,746.1 billion in outstanding UK mortgage loans -- a record. Gross advances £69.6bn in Q1 2026. Arrears at £20.1bn, lowest since Q3 2023. 2,216 new possessions. First-time buyer share fell to 27.4%. Source: FCA/BoE MLAR Q1 2026, published 9 June 2026.
UK Personal Finance Statistics: Mortgages, Savings, Energy and Banking 2026
UK personal finance statistics 2026: BoE mortgage data, HMRC ISA figures, FCA investment platform users, Ofgem energy cap, open banking growth and SME population. All primary sources.
