UK Shared Equity vs Shared Ownership Compared
Shared equity and shared ownership are often confused but work differently. This article compares the two structures, the rent and interest implications, and the trade-offs when selling, staircasing, or transferring.
UK Mortgage Types: Fixed, Variable, Tracker, Discount
The four main UK residential mortgage rate types compared: fixed rate, standard variable rate, tracker, and discount. The article explains how each is priced, the typical deal length, and the trade-offs in different rate environments.
UK Mortgage Protection Insurance Explained
Mortgage protection insurance covers the mortgage payment or balance if the borrower cannot pay due to death, critical illness, or inability to work. The article compares the main forms: decreasing-term life, MPPI, and income protection sized to the mortgage.
