State Pension and the Frozen £12,570 Personal Allowance: What 2026/27 Means for Retirees
The full new State Pension rose to £12,547.60 a year on 6 April 2026, just £22 below the frozen £12,570 personal allowance. Here is how the freeze affects retirees with private pensions, savings, and other income.
Pension Lifetime Allowance Abolished 2026: What Replaced It and How the New Lump Sum Rules Work
The pension lifetime allowance was fully abolished from 6 April 2024. No cap on total pension savings. But two new allowances replaced it — the Lump Sum Allowance (£268,275) and the Lump Sum and Death Benefit Allowance (£1,073,100). Annual allowance stays at £60,000 for 2026/27. This HMRC-valid
