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UK Lifetime ISA: First Home and Retirement Bonus

The UK Lifetime ISA offers a 25% government bonus on up to GBP 4,000 a year for savers aged 18 to 39, usable for a first home up to GBP 450,000 or retirement at 60. This guide covers eligibility, bonus mechanics, the 25% penalty, and how it compares with a pension.

17 Jun 2026 · 10 min read
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