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UK Emergency Tax on Pension Withdrawal Explained

UK Emergency Tax on Pension Withdrawal Explained

The first taxable pension withdrawal in a tax year is typically taxed using an emergency tax code (often 1257L M1), which can lead to substantial over-deduction. The over-deduction is reclaimed through HMRC, either through form P55, P53Z, or P50Z (depending on circumstances), or via the

17 Jun 2026 · 9 min read
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