UK Independent. Sourced. Primary. · Est. 2024

Em3 Sme Finance Ii Limited | Business Finance Brokers | Fleet | Est. 2015

Em3 Sme Finance Ii Limited is a business finance brokers registered in Fleet, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Em3 Sme Finance Ii Limited

Business Finance Brokers · Fleet, Guildford · Est. 2015

11 years
Active Trading
Active
CH Status
09432696
Company No
2025
Accounts to

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Company Registration Details

Registered company nameEm3 Sme Finance Ii Limited
Companies House number09432696 →
Company typePrivate Limited Company (Ltd)
Registered addressFirst Floor Linea House Harvest Crescent, GU51 2UZ
City / RegionFleet, Guildford
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 66300 (fund management activities)
Index statusClaim this listing →

About Em3 Sme Finance Ii Limited

Founded in 2015, Em3 Sme Finance Ii Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 28 business finance brokers listed in Guildford on this index of 2320 UK firms in the category.

Where the product is FCA-regulated, verify the broker's authorisation on the Financial Services Register.

What Business Finance Brokers Do

Brokers in commercial finance span secured and unsecured lending, from working capital to property-backed facilities. Because much commercial lending is unregulated, contractual terms and personal guarantees deserve close attention.

Post-decline placement is a recognised specialism: alternative lenders frequently accept cases high-street banks decline.

How to Choose the Right Business Finance Broker

Whole-of-market access and sector familiarity are the two attributes to test before instructing. The fee conversation belongs at the start: model, amount and the no-completion position.

Written fee disclosure before application protects both sides and is the mark of a professional firm.

Frequently Asked Questions

What types of business finance can a broker arrange?
Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.
How are business finance brokers paid?
Frequently: the market beyond the high street accepts many declined cases. The value is knowing which alternative lenders' criteria your circumstances actually fit.
Can a business finance broker help if my bank has declined my application?
Timescales are product-driven: days for invoice finance, a week or two for asset finance, and one to two months for commercial mortgages and property-backed lending where valuations and legal work extend the path.
How long does it take to arrange business finance through a broker?
The typical range spans invoice finance, asset finance, commercial mortgages, development and bridging finance, trade finance, working capital loans, revolving credit and merchant cash advances.
What information does a business finance broker need?
It depends where you apply: a year's trading history and demonstrable revenue satisfies most mainstream criteria, and the specialist market exists precisely for cases outside that.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Em3 Sme Finance Ii Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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