Essex Finance Limited

Business Finance Brokers · Southend On Sea, Southend · Est. 1999

27 years

Active Trading

Active

CH Status

03717991

CH Number

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Company Registration Details

Registered company name	Essex Finance Limited
Companies House number	03717991 →
Company type	Private Limited Company (Ltd)
Registered address	Finance House 1 Marina Close Prittlewell, SS2 6RR
City / Region	Southend On Sea, Southend
Date incorporated	1999
Years trading	27 years
CH status	Active
Index status	Claim this listing →

About Essex Finance Limited

With over 27 years of continuous trading history, Essex Finance Limited is one of the longest-established firms of its kind in the UK. Founded in 1999, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

Southend accounts for 21 of the 2320 business finance brokers tracked on this index.

Before signing any guarantee, establish its cap, whether it is secured on personal assets, and the release conditions.

What Business Finance Brokers Do

Brokers in commercial finance span secured and unsecured lending, from working capital to property-backed facilities. Because much commercial lending is unregulated, contractual terms and personal guarantees deserve close attention.

Access to challenger banks and specialist funds is much of the value when mainstream lending says no.

How to Choose the Right Business Finance Broker

Whole-of-market access and sector familiarity are the two attributes to test before instructing. Fee triggers deserve precision: completion, offer issue, or application, each firm differs.

Some firms charge an upfront assessment fee; ask for the complete fee schedule in writing first.

Frequently Asked Questions

Do business finance brokers charge a fee?

Fee models vary: lender commission only, client arrangement fees around one to two percent, or both. Whatever the model, written disclosure before application is the professional standard.

Can a broker help if my bank has turned me down?

A bank decline is often a criteria mismatch rather than a verdict: the alternative-lending market, challengers, peer-to-peer, specialist providers, works different appetite, and brokers exist to navigate it.

How long does it take to arrange business finance?

It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.

What types of business finance can a broker arrange?

The typical range spans invoice finance, asset finance, commercial mortgages, development and bridging finance, trade finance, working capital loans, revolving credit and merchant cash advances.

Is my business eligible for finance?

Eligibility is lender- and product-specific: most mainstream lenders look for twelve months' trading and revenue evidence, while specialist lenders consider start-ups and adverse-credit cases on different terms.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Essex Finance Limited or any firm listed. This page does not constitute financial advice. Always verify a firm regulatory status on the FCA Register at register.fca.org.uk and Companies House status at companieshouse.gov.uk before entering into any arrangement.

Essex Finance Limited | Business Finance Brokers | Southend On Sea | Est. 1999