UK Independent. Sourced. Primary. · Est. 2024

Excel Business & Commercial Finance Limited | Business Finance Brokers | Sutton Coldfield | Est. 2002

Excel Business & Commercial Finance Limited is a business finance brokers registered in Sutton Coldfield, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Excel Business & Commercial Finance Limited

Business Finance Brokers · Sutton Coldfield, Birmingham · Est. 2002

24 years
Active Trading
Active
CH Status
04408926
Company No
2025
Accounts to

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Company Registration Details

Registered company nameExcel Business & Commercial Finance Limited
Companies House number04408926 →
Company typePrivate Limited Company (Ltd)
Registered addressWestgate 17 Foley Road East, B74 3HP
City / RegionSutton Coldfield, Birmingham
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Excel Business & Commercial Finance Limited

Founded in 2002, Excel Business & Commercial Finance Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Birmingham accounts for 77 of the 2320 business finance brokers tracked on this index.

Personal guarantees are standard in SME lending; understand the cap, supporting security and release conditions before signing.

What Business Finance Brokers Do

A business finance broker matches a funding need to lenders whose credit appetite fits the case. Regulated activity arises where the broker arranges consumer-credit-regulated products, such as small sole-trader lending.

Alternative lenders assess cases differently from the high street, which is where placement knowledge pays.

How to Choose the Right Business Finance Broker

Test the firm with your actual numbers: a credible broker responds with lender names and realistic pricing. Fee triggers deserve precision: completion, offer issue, or application, each firm differs.

Arrangement fees in the market typically run one to two percent of the facility, payable on completion.

Frequently Asked Questions

What types of business finance can a broker arrange?
Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.
How are business finance brokers paid?
Yes, this is a core use case: challenger banks, specialist funds and alternative lenders assess cases differently from the high street, and placement knowledge is about matching your case to appetite that fits it.
Can a business finance broker help if my bank has declined my application?
Timescales are product-driven: days for invoice finance, a week or two for asset finance, and one to two months for commercial mortgages and property-backed lending where valuations and legal work extend the path.
How long does it take to arrange business finance through a broker?
Most firms cover the commercial lending spectrum: receivables and asset-backed products, property finance including development and bridging, term loans, revolving facilities and trade finance.
What information does a business finance broker need?
Eligibility is lender- and product-specific: most mainstream lenders look for twelve months' trading and revenue evidence, while specialist lenders consider start-ups and adverse-credit cases on different terms.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Excel Business & Commercial Finance Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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